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Even though individuals are the ones that cause harm and hurt other people when they're negligent, most times individuals don't pay the claim. We get insurance. Our insurance is there to protect us when we've hurt someone else.

In Tennessee and beyond, when a personal injury accident occurs, the insurance company is typically the one that pays the settlement. Rarely, rarely does an individual have to come out of their pocket to pay anything. Most of the people I represent always ask me, "Are we going after the insurance or are we going after the people?" Most folks don't want to hear that we're going after the people, because they understand that negligence happens, mistakes happen, and they don't want to personally hurt other people. That's why we have insurance, and that's who pays the personal injury claim.

If you've been hurt in an accident in Tennessee, call Rocky McElhaney Law Firm at 615-425-2500 or log on to RockyLawFirm.com. We have offices in Nashville, Hendersonville, and Knoxville for your convenience.